Group Term Life Insurance Plan

Like you, we understand the importance of protection. After all, life is everchanging and never guaranteed. If you were to pass away, the AFSA Group Term Life Insurance plan can help provide your loved ones with financial support.


Why Choose AFSA Group Term Life Insurance?

You have a lot of choices when it comes to purchasing life insurance. Here’s why you should consider AFSA:

  • Competitive rates: We leverage the group buying power of all AFSA members to bring you economical rates.
  • Portable policies: Your policy will stay with you even if you change jobs.*
  • Straightforward service: Our knowledgeable insurance representatives can help you interpret insurance jargon, fill out an application, file a claim, and more.
  • A loyal organization: AFSA is 100% committed to you. We've been advocating on your behalf since 1961.
  • A trustworthy carrier: Our term life insurance plan is underwritten by The Hartford2, a leading provider of life and disability insurance products.

WE'RE PROUD TO BE A WORLD'S MOST ETHICAL COMPANY®

The Hartford has been recognized by the Ethisphere Institute for the eleventh time.1

This recognition is another reason why The Hartford has been trusted over 200 years.

1Ethisphere Institute 2008-2012, 2014-2019

2The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting company Hartford Life and Accident Insurance Company. Home Office is Hartford, CT, 06155.

*As long as you remain an AFSA member, pay premiums when due, and the group policy remains in force

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Simplified Issue Coverage
(Up to $200,000** of coverage for eligible members under age 60.)


Standard Issue Coverage
(Up to $500,000** of coverage for eligible members under age 60. Up to $100,000 of coverage for eligible members ages 60-69.)


Hours: Monday – Friday, 7 a.m. to 7 p.m. CT

Coverage is not available to residents of AK, HI, ID, MT, NH, NY, SD, UT, WA, and Puerto Rico.

Plan Highlights

  • Annually renewable, meaning you can renew your coverage each year without a physical exam*
  • Coverage amounts from $25,000 to $500,000**
  • Spouse and dependent coverage available
  • Living benefit option that allows you to receive a portion of your life insurance benefit while you're still living if you're diagnosed with a terminal illness
  • Discounted rates for nonsmokers
  • $25,000 to $200,000** of simplified issue coverage available for members under age 60

Want more details? Download the AFSA Group Term Life Insurance brochure.

*As long as you remain an AFSA member, pay premiums when due, and the group policy remains in force

**At age 70, benefits over $100,000 will reduce to $100,000 and at age 80, benefits over $50,000 will reduce to $50,000.

This website explains the general purpose of the insurance described, but in no way changes or affects the Master Policy AGL-1953 as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.

Life Form Series includes GBD-1000, GBD-1100, or state equivalent.